A Comparison of Five Pet Health Insurance Plans - Ratinah

Pet Health Insurance - Currently there are only a few companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.

A Comparison of Five Pet Health Insurance Plans - Ratinah

It doesn't matter if you've decided to buy health insurance for the family pet or if you're just getting it. When you compare quotes from one health insurance quote to another remember that the base dollar amount is not the only number you should consider. In addition to monthly payments, make sure you also check exactly what type of veterinary care and grooming is covered (some basic insurance plans don't include cancer treatment), what type of deductions you, the pet owner, will be expected to pay, whether there is an annual cap on fees. treatment, and what types of discounts are available.

Currently there are only a few companies that offer pet health insurance. Five of the most popular companies are Pets Best Pet Insurance, Veterinary Pet Insurance, ShelterCare, Pets Health and PetCare.

1. Pets Best Pet Insurance

An insurance plan through Pets Best Pet Insurance will cost about $32.00 per month ($384.00 per year). Pets Best will cover pet sterilization provided the pet owner purchases an additional health plan. Pets Best does not cover any pre-existing medical conditions that pets have so it is best to insure them early before problems develop. Pets Best has a life limit of $99,750 dollars per pet. The Best pet health insurance plan comes with a $75.00 deduction. Several pet discounts are available. Best pet health insurance Pets does cover cancer.

2. Veterinary Pet Insurance

Veterinary Pet Insurance is a company that offers pet owners a limit of $14,000 per year on insurance plans that only cost about $20.00 dollars per month. Veterinary Pet Insurance offers plans with a $50 deductible (after deducting, they pay ninety percent of the bill) on plans that include pet sterilization and cancer coverage. Pet Insurance does not accept pre-existing conditions and does not offer multi-pet discounts.

3. ShelterCare

ShelterCare is a pet insurance that costs pet owners about $29.95. For $29.95 that's absolutely no reduction and cancer treatment is covered. ShelterCare will not pay for pet sterilization nor will it cover any pre-existing conditions. ShelterCare has no limit on benefits. ShelterCare offers premium discounts on multi-pet plans, medical services, and microchips.

A pet health insurance policy through the insurance company Pets Health will cost pet owners about $37.17 dollars per month. Pets Health covers 80% of the vet bill after the $100.00 dollar deduction is paid. 

4. Bates Health

PetsHealth has a limit of $13,000 annually. PetHealth does guarantee a pre-existing state after ninety days. Multi-pet discounts are available through PetHealth. PetsHealth does offer pet health insurance plans that cover cancer on a case-by-case basis.

5. PetCare

PetCare is a pet health insurance company that estimates the average cost for a policy for pets is $29.95 per month. This plan includes a fifty dollar deduction. While PetCare is happy to cover the cost of your pet's cancer treatment, they will not pay for any pre-existing conditions nor will they pay for pet neutering. PetCare offers discounts on multi-pet plans and medical services.

  • None of the monthly price estimates for these insurance companies include additional insurance riders.
  • Any or all of these companies may change their policies between now and the time you purchase a pet health insurance plan.
  • Remember to read the fine print before you sign up for a pet health insurance plan.
  • These five pet health insurance companies have their own websites where you can go to get the latest pet health insurance quotes.

There are other pet health insurance companies with different prices, discounts, conditions, and benefit limits if you're not happy with the previous five comparisons.

That's A Comparison of Five Pet Health Insurance Plans

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