Affordable Health Insurance For People In Missouri - Ratinah

Health Insurance For People In Missouri - Missouri residents who are struggling to find affordable health insurance should research the Missouri Health Insurance Pool, or MHIP.

Affordable Health Insurance For People In Missouri - Ratinah

What is a Missouri Health Insurance Pool?

MHIP is a program designed to help Missouri residents who cannot find affordable health insurance, and who do not qualify for or are not covered by other types of health insurance plans.

MHIP offers both inpatient and outpatient hospital care; doctor's care; care from other medical professionals; specialized medical services and supplies; and prescription drug coverage.

Who sponsors the Missouri Health Insurance Pool?

The MHIP came into force in 1991 thanks to the Missouri General Assembly. It also operates under assembly rules. However, MHIP is managed by Blue Cross and Blue Shield of Missouri and Blue Cross and Blue Shield of Kansas City.

Who is eligible for the Missouri Health Insurance Pool?

MHIP is open to all Missouri residents subject to eligibility requirements, but residents who have pre-existing health conditions and can't seem to find a health insurance company that will sell individual health insurance policies should be particularly interested in MHIP because while there are provisions on pre-existing conditions Previously, MHIP's policy provisions regarding existing conditions could be overridden in certain circumstances.

Missouri residents who do not qualify for the MHIP include those who qualify for other types of health insurance plans and programs such as regular health insurance plans, state-sponsored health insurance plans, Medicaid, Medicare, and COBRA.

If MHIP has paid $1 million in healthcare costs to an individual, he or she is no longer eligible. The same applies to individuals who do not qualify for a health insurance policy because of alcohol and substance abuse.

How do I find more information about the Missouri Health Insurance Pool?

Contact the Missouri Department of Insurance, or visit the official Missouri Health Insurance Pool website.

That's Affordable Health Insurance For People In Missouri - Ratinah

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