Affordable Health Insurance For People Who Live In New York

Health Insurance - If you do not qualify for COBRA, HIPAA, insurance policy conversion, state continuation, Medicaid, Medicare, or any type of state-sponsored health care program, but need affordable health insurance in New York, you may need to purchase an individual health insurance plan.

Affordable Health Insurance For People Who Live In New York

Affordable Health Insurance For People Who Live In New York

Most people complain at the thought of buying an individual health insurance plan - and for good reason. Individual health insurance plans are usually more expensive than the ideal health care coverage – employer-sponsored group health insurance plans. However, in New York, you can purchase affordable individual health insurance plans for a number of reasons.

First, when you plan to purchase an individual health insurance plan in New York, you cannot be turned down due to certain health conditions. This is great news because many people with pre-existing health conditions tend to have a hard time finding a health insurance company that will sell them health insurance.

Health insurance companies view people with pre-existing or serious health conditions as being at higher risk for insurance. They view it as potentially lost money. However, in New York, there are health insurance companies that will not refuse you regardless of any pre-existing health conditions you may have, or the severity of the condition.

Second, you will not be subject to higher health insurance rates due to a pre-existing health condition, regardless of the severity of the pre-existing health condition. This is even better news, because people with pre-existing health conditions who manage to purchase individual health insurance policies do so at high prices.

They need health insurance, especially because they need treatment for pre-existing health conditions; however, due to pre-existing health conditions, they pay a heavy price. This is a vicious cycle that New York is trying to end.

For more information about the health insurance companies that provide these individual health insurance policies and their contact information, contact the New York Department of Insurance.

That's Affordable Health Insurance For People Who Live In New York

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