Affordable Health Insurance For Unemployed - Ratinah

Health Insurance For Unemployed - How can I get affordable health insurance if I am unemployed? There are many ways to get affordable health insurance, even after you become unemployed. 

Affordable Health Insurance For Unemployed - Ratinah

Check with COBRA, change your previous group health insurance plan to an individual health insurance plan, or a state continuation plan where you can continue to be covered by your previous group health insurance plan for a period of time.

Affordable Health Insurance For Unemployed - Ratinah

What if my last job didn't offer health insurance?

There are several reasons why some employers do not offer health care benefits. Because employers are not legally required to offer health insurance, not all do. Plus, if you work part-time, you usually don't qualify for your employer's health benefits package.

If your last job didn't offer health insurance benefits, you likely won't be eligible for assistance such as COBRA, conversion, or state continuation. However, you can contact your state's department of insurance to find information about the affordable health insurance plans they offer for unemployed individuals. You may also want to ask about your eligibility for state-sponsored health care, as well as Medicaid.

Are there options for unemployed people to get help with prescription drugs?

Yes. Many companies that make and distribute prescription drugs have special programs to help people who need prescription drugs but can't afford them. If you know your particular prescription drug company, contact them for more information. If you don't know, contact your state's insurance department for help.

How can I find affordable health coverage for my children?

It is important for your children to have continuous health insurance coverage. If you can take advantage of COBRA, conversion, or state continuation, be sure to do so. If not, make sure you ask your state's department of insurance specifically about the state's health care program for your children. Depending on your income and assets, you may qualify for free, or very cheap, health insurance for your children.

That's Affordable Health Insurance For Unemployed - Ratinah

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