Tips for Overcoming Personal Injury Insights Accident Insurance Claims

Accident Insurance - Nothing has a greater impact on evaluating a personal injury insurance claim than the damage done to your body, the medical bills that are a direct result of the injury and the "pain and suffering" you are forced to deal with.

Tips for Overcoming Personal Injury Insights Accident Insurance Claims

Apart from damaging your body (and sometimes your love life), what else could the injury mean to you? This means a lot of financial expenses, including repairing your motor vehicle, lost wages, shocks to your lifestyle, excruciating discomfort and short or long term pain and discomfort -- all a direct result of your injury.

Plus, there's a long list of possible medical expenses. For example: Doctor/Chiropractic, Prescription Drug Bills, Ambulance, Emergency Room Treatment, Hospital or Clinic, Specialist and/or Dentist, Laboratory Fees and Services, Diagnostic Tests, X-rays and (CT) Scans, Prosthetic Equipment or Surgical Equipment ( Canes & Crutches), Physical Therapy, Registered and/or Practical Nurse Fees, Gauze and Tape, Bandage Axles all of which the insurance company has to pay for whether they like it or not!

Tips for Overcoming Personal Injury Insights Accident Insurance Claims

Also, Creams, Lotions, Ointments, Balms and Ointments, etc. (If the woman in your life applies any of this to your aching body, I'm sorry to tell you this but the labor is not an expense you can claim).

1. YOU SHOULD BE COMPENSED BY THE INSURANCE COMPANY FOR ALL OF THE ABOVE

It's true that a very small percentage of motor vehicle accidents cause major, serious injuries, but that doesn't mean you shouldn't be paid big, serious money!

2. EXAMINATION BY INSURANCE COMPANY DOCTOR

Henry Hard-Nose of Rock Solid Insurance's Claims Adjustment will usually try to entice the fast-paced insisting he wants you checked by his doctor of choice, the all-time local medical con artist, Dr Salah. Beware of such requests. Doctors commissioned by insurance companies are notorious for stating, in their reports they are paid handsomely to execute, "There is no objective basis", for your complaint.

You do not have to agree to be examined by Dr. Nuttin' Wrong. Rock Solid Insurance can't force you to go to their doctor for a checkup unless your claim does become a formal court case. So hold on until your treating doctor, Ole "Doc" Comfort, has released you. After that it's okay to agree to be checked because by then it's too late! So much time had passed that it was impossible for Dr. Wrong to minimize the pain, discomfort and suffering caused by your injury.

3. WHAT TO DO ABOUT YOUR MEDICAL BILLS IF YOU MAKE A MISTAKE GETTING LEGAL HELP FROM IM SHARP'S LAWYER

If in your case there is no doubt that you are innocent, explain to your employed Legal Beagle, IM Sharp, Esquire, that you expect his Contingent Fees to not apply to what he recovers for damage to your car, your medical bills, and/or your payment for lost wages. You tell him this is the damage you will collect ANYTHING -- whether he handles the case for you or if you solve it yourself. Don't you dare you are stupid enough to hand over a very large percentage of what you will be paid by the insurance company, whether Attorney Sharp handles the case or not. To do so is the pinnacle of financial stupidity!

4. YOUR BODY INJURY

It is a proven fact that most motor vehicle accidents result in minor injuries. While the pain of bodily injury can be measured specifically, the limits of which you cannot bear. Each of us has a different "pain threshold" -- that is, the point at which we begin to feel physical pain. The amount and quality of pain you feel does not depend entirely on the bodily injury caused. It has a lot to do with your previous experiences, how well you remember them, and your ability to understand what caused the pain, and the consequences, last time.

Stress and tension amplify physical pain plus personal anxiety will greatly increase it. There is also an emotional reaction to injury. Bodily injuries inevitably cause some degree of mental stress. Its duration and severity depend on a number of factors: Your individual type, the ultimate consequences of the injury you sustained, and the stress or life force you experienced at the time of the injury. (If you can't stand him and he takes the powder you'll handle your pain better if you really dig a chick and he dumps you for your best friend)!

When it comes to muscle injuries one thing to remember is that when one part of the body demands rest (by sending pain signals) and -- without you realizing it -- you are helping your body by placing a new load on other muscles. This gets tricky because even though those muscles may not be injured directly in the crash, they can still be irritated and produce a lot of pain due to their new role.

DISCLAIMER: The sole purpose of this claim tip is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga nor (please specify the magazine/newsletter and/or website) make no warranty of any kind; OR is not intended to engage in providing professional or legal services, OR to replace an attorney, insurance adjuster, or claims consultant, or the like. Where such professional assistance is desired, it is the INDIVIDUAL'S RESPONSIBILITY to obtain the service.

That's Tips for Overcoming Personal Injury Insights Accident Insurance Claims

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