Affordable Health Insurance In Pennsylvania - Ratinah

Health Insurance In Pennsylvania - If you've recently become unemployed and lost your employer-sponsored group health insurance plan, one way for you to get affordable health insurance in Pennsylvania is to purchase a convertible plan.

Affordable Health Insurance In Pennsylvania - Ratinah

Affordable Health Insurance In Pennsylvania - Ratinah

Conversion coverage is an individual health insurance policy that comes from the same company that provides group health insurance to your employer and its employees. If you receive company-sponsored group health insurance for no less than three months, you are eligible for convertible health coverage.

When you purchase a convertible health insurance plan in Pennsylvania, you must pay any premiums your employer may have paid for you under your employer-sponsored group health insurance plan; however, you cannot be refused due to any medical condition.

Affordable health insurance in Pennsylvania in the form of convertible insurance covers not only you, but anyone previously covered by your employer-sponsored group health insurance plan.

This includes your spouse – even if both are divorced – and your children. As long as the person is your dependent, and was previously covered by your health insurance policy, he or she may also be covered under your conversion coverage plan.

You are not eligible for convertible health coverage if you have received, or are eligible to receive, health insurance that offers similar coverage from another group health insurance plan, or a health care program such as Medicare. In most cases, you should also use COBRA Federal health care coverage if you qualify for it.

Once you become unemployed, you must be notified of your health insurance entitlements under a convertible health insurance plan. Once you are notified, you have 31 days to apply for conversion coverage.

If you have not been advised of your health insurance entitlements under a convertible health insurance plan, contact your employer, the health insurance company from which your employer purchased an employer-sponsored group health insurance plan, or the Commonwealth Insurance Department of Pennsylvania.

That's Affordable Health Insurance In Pennsylvania - Ratinah

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